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The Kotak NRI Credit Card is designed exclusively for Indians who have settled abroad. Get one today and avail 2 times the reward points on international spends as compared to spends within India.»

NRI Credit Card

Kotak offers credit cards and online credit card applications facility to the NRI community. The Kotak NRI Credit Card is designed exclusively for Indians who have settled abroad. Get one today and avail 2 times the reward points on international spends as compared to spends within India.

Accelerated Global Rewards

Get rewarded for all purchases made on your KOTAK ROYALE SIGNATURE NRI CREDIT CARD whether in India or overseas.»

Hassle Free Redemption

Automatic encashment of reward points will be done every 3 months on your billing statement OR ... »

Visa Airport Lounge Access Program

Complimentary access to Airport Lounges in India and enjoy benefits such as gourmet meal, comfortable seating, widescreen TV'S, newspaper and magazines, free Wi-Fi.»

Fuel Surcharge waiver

While travelling in India enjoy 2.5% Fuel surcharge waiver across all petrol pumps»

Railways Surcharge Waiver

Save 1.8% railway surcharge waiver for transactions on www.irctc.co.in and 2.5 % for transactions on Indian Railways Booking Counters.»

Concierge Services

Kotak Credit Cards brings concierge service exclusively for our Kotak Royale Signature NRI Credit card customers.»

Add-on Card

Gift add-on card to your spouse, parents or children (above 18 years)....»

Freedom To Purchase And Pay In INR

When travelling to India, save the mark up fee charged on your credit card issued outside India or the hassles of currency exchange. »

Fraud Protection

In case your Credit Card is lost or stolen, you get a cover of Rs.2,50,000 against fraudulent usage upto 7 days pre-reporting.»

No interest EMI options

Call us to convert any purchases above Rs 3000 to No Interest 3, 6, 9, month EMI.»

Smart Pay

Enjoy the convenience of a care free payment via the auto-debit facility of minimum amount due.»

Fees & Charges

For detailed list of fees & charges please refer our Most Important Terms and Conditions.»

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Interest Rates -

Maturity Period: 3 Years

  • NRE/NRO SB 4% pa
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Maturity Period : 1 year

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*Interest rates subject to change

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