Net Banking

Key Features

  • Bank 24X7 – manage your accounts anywhere, anytime
  • View details across Accounts, Term Deposits and Demat Accounts
  • Stringent security, giving you complete peace of mind
Kotak Mahindra Bank's Net Banking service brings you the timeless world of instant banking. This is a quick and easy way to access your deposit, demat and investment accounts 24 hours a day, 7 days a week. You can bank from home, work or anywhere in the world by just connecting to the internet.
  • Get free Net Banking access if you have a savings bank account, a current account, a term deposit or a demat account with Kotak Mahindra Bank.
  • Access all these accounts with the same User ID and Password.
  • You get access to financial transactions based on your account operating mandate, i.e. if you have a single or unconditional signing authority on your account, you get both view and transaction rights.
Net Banking Features - What can you do online?
Net Banking gives you a host of services, giving you complete control of your accounts:
  • View account balance, account activity, uncleared fund details and cheque status
  • Open a Term Deposit
  • Transfer funds online between your/third party accounts with Kotak Mahindra Bank
  • Order a cheque book
  • View securities available for Demat
  • Inquire transaction status, Demat status of securities
And MORE! To see a complete list of Net Banking features, just select the type of account below:
How secure is Net Banking?

Protected by the most stringent security systems, Net Banking allows you to transact over a completely secure medium. All your transactions travel via 128-bit SSL encrypted medium, the highest level of security on the internet. The servers are protected with firewalls that make unauthorised access impossible.

Each customer is, provided with a User ID and Password. Your password is generated in such a way that it is only known to you.

In addition we guard against unauthorised entry or viewing in the following ways:
  • To prevent somebody from guessing your password and getting unauthorised access to your account your User ID is locked in case of three consecutive wrong password entries in 24 hours.
  • To prevent an unauthorised person from viewing your Net Banking account in case you leave your computer idle, we close your Internet session in case of inactivity for an extended period of time.
  • You can block your account anytime for any duration you wish by contacting our Customer Care Officer at our 24 hour Customer Contact Center. It is unblocked upon your request.
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