About Us

Established in 1985, the Kotak Mahindra group has been one of India's most reputed financial conglomerates. In February 2003, Kotak Mahindra Finance Ltd, the group's flagship company was given the license to carry on banking business by the Reserve Bank of India (RBI). This approval created banking history since Kotak Mahindra Finance Ltd. is the first non-banking finance company in India to convert itself in to a bank as Kotak Mahindra Bank Ltd. Today, we are one of the fastest growing bank and among the most admired financial institutions in India.

Our Reach

Kotak Mahindra Bank has over 323 branches and a customer account base of over 2.59 million. Spread all over India, not just in the metros but in Tier II cities and rural India as well, we are redefining the reach and power of banking.

Our Offerings

We cater to the myriad needs of Resident Individuals, NRIs and Businesses.

We offer complete financial solutions for infinite needs of all individual & non-individual customers depending on the customer's need - delivered through a state of the art technology platform. Investment products like Mutual Funds, Life Insurance, retailing of gold coins and bars etc are also offered. The Bank follows a mix of both open and closed architecture for distribution of the investment products. All this is backed by strong, in-house research on Mutual Funds.

Our Savings Account goes beyond the traditional role of savings, and allows you to put aside a lot more than just money. The worry-free features of our Savings Account provides a range of services from funds transfer, bill payments, 2-way sweep through our ActivMoney feature & much more. You can place standing instructions for investment options that can be booked through Internet or through Phone banking services. The Savings Account thus provides for attractive returns earned through a comprehensive suite products and services that offer investment options, all delivered seamlessly to the customer by well integrated technology platforms.

Apart from Phone banking and Internet banking, the Bank offers convenient banking facility through Mobile banking, SMS services, Netc@rd, Home banking and BillPay facility among others.

The Depository services offered by the Bank allows the customers to hold equity shares, government securities, bonds and other securities in electronic or Demat forms.

Our Salary 2 Wealth offering provides comprehensive administrative solutions for Corporates with features such as easy and automated web based salary upload process thereby eliminating the paper work involved in the process, a dedicated relationship manager to service the corporate account, customized promotions and tie - ups and many such unique features. The whole gamut of investment products and investment advisory services is available to the salary account holders as well.

For the business community, we offer comprehensive business solutions that include the Current Account, Trade Services, Cash Management Service and Credit Facilities, keeping in mind the myriad needs of your business.. Our Wholesale banking products offer business banking solutions for long-term investments and working capital needs, advice on mergers and acquisitions and equipment financing. To meet special needs of the rural market, we have dedicated business offerings for agricultural financing and infrastructure. Our Agriculture Finance division delivers customised products for capital financing and equipment financing needs of our rural customers.

For financial liquidity we offer you loans that meet your personal requirements with quick approval and flexible payment options. To complete the personal financial offerings space, we now offer Kotak Credit Card which is a hassle-free, transparent product that also happens to be the first vertical credit card in the industry.

Kotak Mahindra Bank addresses the entire spectrum of financial needs of Non-Resident Indians. Our tie-up with the Overseas Indian Facilitation Centre (OIFC) as a strategic partner gives us a platform to share our comprehensive range of banking & investment products and services for Non Resident Indians (NRIs) and Persons of Indian Origin (PIOs). Our Online Account Opening facility and Live Chat service helps you to get in touch with us at the comfort of your homes and at your convenience. These offerings are specifically designed to suit the overseas Indian's personal financial needs and give the global Indians a near to home feel.

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